The Effect of No-Fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States 2001

No-fault auto insurance opponents frequently argue that no-fault may ultimately lead to higher auto insurance costs by reducing drivers’ incentives to drive carefully and thereby increasing the accident rate. The intuition behind this criticism of no-fault is simple: No-fault auto insurance lowers the cost of driving negligently by limiting first-party liability for the injuries suffered by third-parties in auto accidents. This book evaluates this criticism of no-fault by examining trends in fatal and non-fatal automobile accidents rates and rates of driver negligence in the United States between 1967 and 1989. Contrary to some earlier research, the author finds no evidence that the adoption of no-fault auto insurance between 1971 and 1976 in 16 states increased fatal accident rates in those states. This book also finds no correlation between the presence of no-fault auto insurance and a state’s overall accident rate or rate of driver negligence.

List Price: $ 15.00
Price: $ 7.70

The Effect of No-Fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States 2001

No-fault auto insurance opponents frequently argue that no-fault may ultimately lead to higher auto insurance costs by reducing drivers’ incentives to drive carefully and thereby increasing the accident rate. The intuition behind this criticism of no-fault is simple: No-fault auto insurance lowers the cost of driving negligently by limiting first-party liability for the injuries suffered by third-parties in auto accidents. This book evaluates this criticism of no-fault by examining trends in fatal and non-fatal automobile accidents rates and rates of driver negligence in the United States between 1967 and 1989. Contrary to some earlier research, the author finds no evidence that the adoption of no-fault auto insurance between 1971 and 1976 in 16 states increased fatal accident rates in those states. This book also finds no correlation between the presence of no-fault auto insurance and a state’s overall accident rate or rate of driver negligence.

List Price: $ 15.00
Price:

1971 Saab 99E Reduces Insurance Rates Print Ad (1677)

An original vintage magazine ad print from the year published. Print ads make unique gift items that can be framed as artwork. Shipped flat un-framed in plastic sleeve with backing board.

• Original vintage magazine advertisement print
• Page size approx 10 1/4″ x 13″
• Unique gift
• Decorative collectible

Price:

AAA Insurance Italian charm

Every member of American Automobile Association should have his “AAA” sticker on his bumper, if you don’t, you can have it on your beautiful Italian charms bracelet.

Price: $ 7.93

Lawyervision Law DVD

Do you own a car? Need car insurance? Have you been in an accident? Wonder if you have a money-making injury claim? Being sued over a car collision? Watch the LawyerVisionTM Auto Law video today. Avoid common mistakes in choosing auto-insurance, understand the legal process of auto-accident cases, and put yourself in the driver’s seat with important knowledge of your legal rights! The LawyerVisionTM Auto Law video is a must-watch for anybody who drives a car. Get it for yourself, for your family, for your friends. Don’t cheat yourself or your family out of dollars by making the common mistakes most non-lawyers make. Follow the easy lessons from our expert lawyers, and you’ll be surprised how fast you learn watching this half-hour video.

• Easy to watch DVD
• 30 minutes of valuable knowledge
• Views from 2 lawyers
• Chapters by topic
• Fun, informal way to learn your rights

Price: $ 19.95

Auto Accident Personal Injury Insurance Claim: How to Evaluate and Settle Your Loss

Eight out of ten Americans will have an accident in the next seven years. Baldyga delivers over three decades of personal injury, insurance claim experience in this easy-to-read book. Learn how to settle your “pain and suffering” for top dollar.

Rating: (out of 22 reviews)

List Price: $ 39.00
Price: $ 15.99

Insurance Claim Secrets REVEALED!

This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn’t you agree that nothing else matters about insurance other than getting the claim PAID IN FULL?
In this book, you will learn:
– The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible
– When it’s the right time to use an attorney
– How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU
– What a Public Adjuster is, and the valuable help you can get from Public Adjusters
– That the insurance adjuster is NOT there to help you
– and much more

You will learn:

– What to do when you have a car accident…BEFORE you
open the car door or talk to anyone
– How much MORE money I collected (thousands!) in the two little claims I had while writing this book
–About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don’t fight
– About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe
– And so much more

Ask yourself these questions:
Do you carry a spare tire and jumper cables in the trunk of your car?
Do you have a toolbox at home?
Have you ever bought a book or read an article that showed you how to fix something?
Do you own a first aid kit?
Do you have a fire extinguisher or smoke alarms in your home?
Why would you do ANY of those things?

Answer: So you are prepared BEFORE something bad happens.

READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO

Rating: (out of 5 reviews)

List Price: $ 13.97
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The Adjuster! Making Insurance Claims Pay

The Adjuster! is a practical, down-to-earth self-help guide to learning the business of insurance claim adjusting. Written in an easy, comfortable style the book takes the beginner by the hand and leads the way through the basics of investigation, evidence gathering, analysis, evaluation and ultimately settlement negotiation. For the person who has no insurance experience the book provides the nuts and bolts of claims in a straightforward, simple manner with excercises and suggestions for further study. It includes descriptions of the materials and equipment which are used by the insurance claim adjuster and explains in honest terms what it takes to go into business for oneself. The book demonstrates how to start out “on the kitchen table” in a business of your own, or teaches the basics by which a trainee can go out and get a job working for someone else in a new and exciting career.

Rating: (out of 4 reviews)

List Price: $ 39.95
Price: $ 35.96

The Adjuster! Making Insurance Claims Pay Reviews

Review by P. Ebling:

This book is every adjuster’s bible, or should be. I have worked many years as an independent adjuster, without any such resource. A great deal of my time was spent trying to track down answers to general questions, that all adjusters have. The majority of those questions are addressed in this one book. Mr. Smith knows the areas of importance that an adjuster needs to know, on a day to day basis and has provided that information in his book. The book is also entertaining which makes it not only an easy read but an enjoyable read. There are many different types of adjusters but there isn’t any one type that would not find this book of some use. What do you do when you are on the phone with a claimant and suddenly they inform you they are represented? I spent five years in Management for one of the larger commercial carriers and never had this scenario spelled out for me or any of our adjusters as well as Mr. Smith advises on how to handle this touchy situation. Some very simple scenarios are addressed, because if handled incorrectly, they can be very costly. That is why this book should be required reading and used as an ongoing reference material for all adjusters who are truly serious at being the best in their particular field. And to those adjusters, who are right now, out there sitting in fear because they don’t know the answer to some question and therefore cannot proceed on a claim or an assignment (every adjuster knows that feeling), buy this book so you do not have to go through that experience anymore. Thank you Mr. Gordon Smith, for realizing the need for a book such as this, for adjusters!

Review by :

If I were going to take up a new profession, I would hope to be able to go to a friend who already had a great deal of experience in the trade and have him tell me ALL about it. This friend’s stories should be witty as well as factual. Of course, I would want a philosophical and historical overview of things as well as a nitty-gritty, microsopic view of the details necessary for getting the job done. It would be tough to find a pal with nothing but time on his/her hands for non-stop mentoring, and one who wouldn’t mind 4:00 a.m. phone calls when questions occurred to me. If I were interested in becoming an Indepedent Insurance Adjuster, or learning what it was like to be one, I’d be in luck. Gordon Smith’s The Adjuster! Making Insurance Claims Pay is the tell-all book that really tells all. The author draws on his years of experience as an independent adjuster to give a wide-ranging account of what the job is and how the industry works. He tells who the players are and what their points of view are. His stories touch on topics from the Great Fire of London in 1666 to the finer points of ladder selection in the here-and-now. He ties the whole book together with a narrative that is both amusing and informative. —Glen E. Hargis, editor, The Insurance Record

Buy The Adjuster! Making Insurance Claims Pay now for only $ 35.96!